Are you looking after your most important tool?

From hammers to hacksaws, you use many different tools to do your business. None more frequently or as important than… you.

But have you stopped to take care of yourself lately? Yes, you can have business insurance, specifically for tradespeople to help overcome the accidents and mishaps threatening your business, but you should always take steps to protect yourself too.

Good habits are like a guarantee on your ability to work well, so looking after Number One should be part of your day-to-day life as a tradesperson.

A spanner in the works

In our recent survey, 43% of tradespeople said they worry about long-term health issues. And it’s no surprise! Between the physical demands of your work and the mental load that comes with managing cash flow, staying on top of tax returns and maintaining a social life, it all takes its toll.

But here’s the thing: business admin is all about care. Taking care of your pension, your employees and your social media presence is as important as the care you show in your craftsmanship.

You're up against it

Nearly 39% told us there’s not enough time in the day for business admin. In fact, a further 34% get it done outside of business hours because, let’s face it, chasing payments, managing cash flow and keeping up with tax deadlines doesn’t stop for tea breaks unfortunately.

Take care of yourself

Don’t get us wrong; owning your own business is one of the most rewarding decisions you can make — just ask the 73% of tradespeople who agree.

It’s a juggling act that takes lots of practice and plenty of support. Start with the basics: rest, exercise, a balanced diet and regular check-ins with your GP. And let's not forget to take extra care of yourself and others in the workplace. Construction accounts for some of the highest proportions of injuries in a workplace setting.

And don't shy away from opening up about how you're feeling. Mental health is just as important as physical wellbeing. Juggling work and family priorities can be challenging for anyone, but when you're your own boss, we appreciate that it can be harder.

Covering what matters most

At Superscript, we’ve got you covered. We help tradespeople like you protect what matters most: your business and your livelihood.

Whether it’s covering various degrees of liability, safeguarding your tools or protecting your income if you need to take time off, having peace of mind that your business is protected is most important.

Who might need insurance?

Tradespeople cover all types of skills, each with their individual needs and requirements. You therefore might want to consider specific insurance based on your job.

These are some of the trades we insure:

• Electricians
• Plumbers
• Roofers
• Carpenters
• Cleaners
• Painters and decorators
• Builders and construction workers

Who might need insurance?

Some covers tradespeople might consider are:

• Public liability
• Professional indemnity
• Employers' liability
• Tools insurance
• Accident and sickness cover

A final thought

While you focus on looking after yourself and running your business, sleep soundly knowing Superscript can help if things go wrong.

The statistics in this article are from 600 UK SME owners by Attest.