Dog groomers' insurance
Customisable cover for your pooch pampering business. Whether you're mobile or salon-based, get the insurance you need in just 10 minutes.
Be quote confident. We'll beat the price of any like-for-like quote. T&Cs apply.
Dog grooming insurance quote
What does dog grooming insurance cover?
Whether you’ve set up shop, you’re on the road or you’ve got employees, our specialist salon and mobile dog grooming insurance can meet the needs of your business. As someone who handles dogs (and needs to impress their owners) it’s important to get the right level of cover to protect you, your business and your finances if something happened to an animal in your care.
10% of dog groomers paid £6.73 a month or less for their Superscript business insurance between January and March 2023.
- Customisable cover
- Pay monthly or annually
- No charges to make changes
- Hassle-free claims support
Be quote confident
We're big on fairness. So if you find a lower price for a comparable quote, we won't just match it – we'll go one better and beat it.
So even better than apples to apples, apples to better apples. We're talking Galas to Braeburns.
As you'd expect, T&Cs apply.
What insurance do I need for a dog grooming business?
Public liability insurance
As someone who cares for canines and services their owners, public liability insurance for dog groomers is essential for your line of work. It protects you for claims of accidental injury or property damage to the public and the death, harm to or disease of any animal in the course of your business.
Contents and equipment insurance
From adjustable tables to top-of-the-range clippers, professional dog grooming needs a lot of high-quality and specialist equipment. Business contents insurance is designed to cover the costs of replacement or repair if the things you use to run your business get lost, stolen or and damaged. This is also handy for things like computers, laptops and phones. If you're mobile, our protection will also cover your insured contents and equipment in the UK and temporarily anywhere in the world.
Employers' liability insurance
If you hire people to help out with your grooming services, employers' liability insurance (EL) is a legal requirement in the UK for you. If you're currently a solo operation but want to add EL to your policy in the future, you can make changes whenever you like (at no extra cost).
Cyber insurance
The nature of your business means you'll most likely hold personal data of your customers (for example, contact information and card details). This means you may want to consider cyber insurance. If a claim arises from cyber and data liability or you experience a security breach, cyber insurance is made to cover you for legal and compensation fees as well as financial loss as a result of a breach.
Once you've completed a quote, you'll be able to view a summary of cover. Please always refer to your policy documents for full details around exclusions, terms and limits of your customised cover. Read our guide to understanding your policy documents.
Dog grooming insurance FAQs
What happens if a dog in my care bites someone?
The public liability cover part of your insurance should cover your liability up to the value you have chosen to include on your policy if a third party gets injured as a result of your business services or a dog in your care.
Do I need dog groomers insurance?
If you have employees, you are legally required in the UK to have employers' liability insurance. While not legally required, securing other types of insurance such as product liability insurance can be invaluable to your business. Someone making a claim against you could result in a hefty bill and, if you didn't have insurance, it would be your responsibility to pay for it out of your own pocket.
Do you need proof of my qualifications or business to get dog grooming insurance?
No. All you need to tell us to get insured is the type of business you are, the sort of work you do, whether you have employees and your turnover. Easy!
What if a dog escapes while it's in my care?
If your business premises is properly secured to reduce the chances of a dog escaping and one still manages to find its way out, we can provide cover if a claim was made against you.
How much does dog grooming insurance cost?
The cost of your dog grooming insurance depends on a number of factors, including turnover, number of employees and business structure.
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The FCA supervises UK financial services firms to protect consumers. We are directly authorised and regulated by the FCA and our Firm Reference Number is 656459. These details can be confirmed on the Financial Services Register at www.fca.org.uk or by calling the FCA on 0845 606 1234.
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Our insurance products are underwritten by Standard & Poor’s A-rated financial strength or higher. This means the underwriter has been independently assessed by the world’s leading credit rating provider and found to have a strong capacity to meet financial commitments (pay claims).
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If you are a business with an annual turnover under £1m, charity with an annual income under £1m, or trust with net assets under £1m, then you will be entitled to compensation from the FSCS in the unlikely event we cannot meet our obligations. Full details and further information on the scheme are available at www.fscs.org.uk.